Call reports 2025
CITIZENS BANK OF WESTON, INC., THE — 2025
What CITIZENS BANK OF WESTON, INC., THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 285,456,000 | 290,981,000 | 299,583,000 | 299,215,000 |
| Total loans | 213,761,000 | 218,216,000 | 217,231,000 | 213,903,000 |
| Allowance for loan losses | 2,329,000 | 2,434,000 | 2,569,000 | 2,966,000 |
| Securities available for sale | 52,661,000 | 51,492,000 | 51,227,000 | 53,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,547,000 | 251,506,000 | 265,788,000 | 264,849,000 |
| Interest-bearing deposits | 186,260,000 | 188,457,000 | 194,791,000 | 195,286,000 |
| Noninterest-bearing deposits | 60,287,000 | 63,049,000 | 70,997,000 | 69,563,000 |
| Equity capital | 28,513,000 | 29,425,000 | 30,489,000 | 30,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,015,000 | 8,285,000 | 12,698,000 | 17,155,000 |
| Interest expense | 1,348,000 | 2,730,000 | 4,144,000 | 5,520,000 |
| Net interest income | 2,667,000 | 5,555,000 | 8,554,000 | 11,635,000 |
| Noninterest income | 248,000 | 573,000 | 900,000 | 1,245,000 |
| Noninterest expense | 1,561,000 | 3,136,000 | 4,674,000 | 6,375,000 |
| Provision for loan losses | 90,000 | 198,000 | 363,000 | 791,000 |
| Pretax income | 1,264,000 | 2,794,000 | 4,417,000 | 5,714,000 |
| Income tax | 282,000 | 628,000 | 997,000 | 1,311,000 |
| Net income | 982,000 | 2,166,000 | 3,420,000 | 4,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,807,000 | 30,557,000 | 31,369,000 | 31,491,000 |