Call reports 2024
CITIZENS BANK OF WESTON, INC., THE — 2024
What CITIZENS BANK OF WESTON, INC., THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 266,666,000 | 274,133,000 | 288,797,000 | 273,530,000 |
| Total loans | 182,592,000 | 199,095,000 | 205,422,000 | 206,557,000 |
| Allowance for loan losses | 2,181,000 | 2,256,000 | 2,355,000 | 2,288,000 |
| Securities available for sale | 64,575,000 | 64,886,000 | 65,561,000 | 58,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,136,000 | 219,835,000 | 240,095,000 | 236,577,000 |
| Interest-bearing deposits | 159,130,000 | 163,205,000 | 180,288,000 | 180,785,000 |
| Noninterest-bearing deposits | 58,006,000 | 56,630,000 | 59,807,000 | 55,792,000 |
| Equity capital | 25,314,000 | 26,110,000 | 27,547,000 | 27,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,560,000 | 7,520,000 | 11,600,000 | 15,814,000 |
| Interest expense | 1,303,000 | 2,729,000 | 4,249,000 | 5,732,000 |
| Net interest income | 2,257,000 | 4,791,000 | 7,351,000 | 10,082,000 |
| Noninterest income | 241,000 | 512,000 | 784,000 | 1,008,000 |
| Noninterest expense | 1,435,000 | 2,904,000 | 4,366,000 | 5,787,000 |
| Provision for loan losses | 60,000 | 120,000 | 250,000 | 347,000 |
| Pretax income | 1,003,000 | 2,279,000 | 3,496,000 | 4,933,000 |
| Income tax | 220,000 | 505,000 | 774,000 | 1,094,000 |
| Net income | 783,000 | 1,774,000 | 2,722,000 | 3,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,927,000 | 28,488,000 | 29,001,000 | 29,261,000 |