Call reports 2021
CITIZENS BANK OF WESTON, INC., THE — 2021
What CITIZENS BANK OF WESTON, INC., THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 221,578,000 | 222,956,000 | 236,298,000 | 233,447,000 |
| Total loans | 143,429,000 | 147,671,000 | 146,893,000 | 144,050,000 |
| Allowance for loan losses | 1,577,000 | 1,590,000 | 1,636,000 | 1,733,000 |
| Securities available for sale | 46,055,000 | 48,685,000 | 54,456,000 | 63,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,374,000 | 195,360,000 | 208,382,000 | 205,641,000 |
| Interest-bearing deposits | 132,972,000 | 135,841,000 | 143,829,000 | 142,715,000 |
| Noninterest-bearing deposits | 61,402,000 | 59,519,000 | 64,553,000 | 62,926,000 |
| Equity capital | 24,193,000 | 24,459,000 | 24,616,000 | 23,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 3,972,000 | 5,765,000 | 7,570,000 |
| Interest expense | 160,000 | 291,000 | 408,000 | 511,000 |
| Net interest income | 1,837,000 | 3,681,000 | 5,357,000 | 7,059,000 |
| Noninterest income | 201,000 | 418,000 | 653,000 | 884,000 |
| Noninterest expense | 1,041,000 | 2,175,000 | 3,250,000 | 4,208,000 |
| Provision for loan losses | 15,000 | 30,000 | 80,000 | 177,000 |
| Pretax income | 982,000 | 1,894,000 | 2,680,000 | 3,558,000 |
| Income tax | 230,000 | 439,000 | 618,000 | 811,000 |
| Net income | 752,000 | 1,455,000 | 2,062,000 | 2,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,402,000 | 24,666,000 | 24,834,000 | 24,664,000 |
| Total capital | 25,979,000 | 26,256,000 | 26,470,000 | 26,397,000 |
| Risk-weighted assets | 145,332,000 | 147,867,000 | 152,093,000 | 150,772,000 |