Call reports 2019
CITIZENS BANK OF WESTON, INC., THE — 2019
What CITIZENS BANK OF WESTON, INC., THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,312,000 | 197,845,000 | 204,587,000 | 205,248,000 |
| Total loans | 121,141,000 | 122,731,000 | 124,536,000 | 122,552,000 |
| Allowance for loan losses | 1,374,000 | 1,375,000 | 1,375,000 | 1,333,000 |
| Securities available for sale | 52,976,000 | 55,065,000 | 42,980,000 | 33,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,787,000 | 171,186,000 | 178,017,000 | 178,836,000 |
| Interest-bearing deposits | 121,603,000 | 121,537,000 | 124,261,000 | 124,795,000 |
| Noninterest-bearing deposits | 48,184,000 | 49,649,000 | 53,756,000 | 54,041,000 |
| Equity capital | 22,075,000 | 22,880,000 | 23,502,000 | 23,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,481,000 | 6,727,000 | 8,873,000 |
| Interest expense | 231,000 | 468,000 | 718,000 | 979,000 |
| Net interest income | 1,973,000 | 4,013,000 | 6,009,000 | 7,894,000 |
| Noninterest income | 184,000 | 395,000 | 668,000 | 924,000 |
| Noninterest expense | 1,037,000 | 2,064,000 | 3,092,000 | 4,226,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,120,000 | 2,344,000 | 3,585,000 | 4,442,000 |
| Income tax | 265,000 | 554,000 | 848,000 | 1,048,000 |
| Net income | 855,000 | 1,790,000 | 2,737,000 | 3,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,547,000 | 23,117,000 | 23,699,000 | 23,641,000 |
| Total capital | 23,921,000 | 24,492,000 | 25,074,000 | 24,974,000 |
| Risk-weighted assets | 127,766,000 | 127,400,000 | 129,899,000 | 132,311,000 |