Call reports 2018
CITIZENS BANK OF WESTON, INC., THE — 2018
What CITIZENS BANK OF WESTON, INC., THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,399,000 | 199,770,000 | 204,452,000 | 199,034,000 |
| Total loans | 117,705,000 | 123,512,000 | 126,865,000 | 118,395,000 |
| Allowance for loan losses | 1,486,000 | 1,461,000 | 1,464,000 | 1,375,000 |
| Securities available for sale | 50,739,000 | 51,781,000 | 51,243,000 | 51,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,519,000 | 163,494,000 | 170,150,000 | 164,672,000 |
| Interest-bearing deposits | 124,647,000 | 120,527,000 | 125,430,000 | 118,232,000 |
| Noninterest-bearing deposits | 46,872,000 | 42,967,000 | 44,720,000 | 46,440,000 |
| Equity capital | 20,106,000 | 20,547,000 | 20,931,000 | 21,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,170,000 | 6,313,000 | 8,482,000 |
| Interest expense | 149,000 | 332,000 | 537,000 | 763,000 |
| Net interest income | 1,939,000 | 3,838,000 | 5,776,000 | 7,719,000 |
| Noninterest income | 226,000 | 420,000 | 609,000 | 804,000 |
| Noninterest expense | 1,030,000 | 2,050,000 | 3,080,000 | 4,122,000 |
| Provision for loan losses | 98,000 | 98,000 | 98,000 | 98,000 |
| Pretax income | 1,037,000 | 2,110,000 | 3,207,000 | 4,303,000 |
| Income tax | 244,000 | 502,000 | 759,000 | 990,000 |
| Net income | 793,000 | 1,608,000 | 2,448,000 | 3,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,973,000 | 21,427,000 | 21,905,000 | 22,055,000 |
| Total capital | 22,459,000 | 22,888,000 | 23,369,000 | 23,430,000 |
| Risk-weighted assets | 121,969,000 | 130,085,000 | 133,543,000 | 125,773,000 |