Call reports 2017
CITIZENS BANK OF WESTON, INC., THE — 2017
What CITIZENS BANK OF WESTON, INC., THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 199,672,000 | 195,804,000 | 201,046,000 | 204,093,000 |
| Total loans | 114,816,000 | 116,833,000 | 120,935,000 | 119,408,000 |
| Allowance for loan losses | 1,111,000 | 1,139,000 | 1,166,000 | 1,193,000 |
| Securities available for sale | 46,218,000 | 44,448,000 | 46,834,000 | 48,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,661,000 | 160,680,000 | 165,126,000 | 166,865,000 |
| Interest-bearing deposits | 125,210,000 | 117,891,000 | 122,493,000 | 119,760,000 |
| Noninterest-bearing deposits | 39,451,000 | 42,789,000 | 42,633,000 | 47,105,000 |
| Equity capital | 19,731,000 | 19,928,000 | 20,174,000 | 19,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,473,000 | 5,345,000 | 7,295,000 |
| Interest expense | 113,000 | 228,000 | 348,000 | 476,000 |
| Net interest income | 1,598,000 | 3,245,000 | 4,997,000 | 6,819,000 |
| Noninterest income | 163,000 | 322,000 | 498,000 | 668,000 |
| Noninterest expense | 981,000 | 2,009,000 | 3,017,000 | 3,970,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 750,000 | 1,498,000 | 2,388,000 | 3,397,000 |
| Income tax | 253,000 | 511,000 | 823,000 | 1,339,000 |
| Net income | 497,000 | 987,000 | 1,565,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,227,000 | 20,379,000 | 20,621,000 | 20,541,000 |
| Total capital | 21,338,000 | 21,518,000 | 21,787,000 | 21,734,000 |
| Risk-weighted assets | 118,387,000 | 118,293,000 | 123,037,000 | 122,860,000 |