Call reports 2017
LIBERTY BANK — 2017
What LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 439,568,000 | 459,263,000 | 447,502,000 |
| Total loans | 332,884,000 | 330,206,000 | 326,193,000 |
| Allowance for loan losses | 4,244,000 | 4,311,000 | 4,350,000 |
| Securities available for sale | 59,781,000 | 78,588,000 | 56,583,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 385,937,000 | 389,776,000 | 391,798,000 |
| Interest-bearing deposits | 262,791,000 | 258,788,000 | 260,534,000 |
| Noninterest-bearing deposits | 123,146,000 | 130,988,000 | 131,264,000 |
| Equity capital | 51,632,000 | 52,791,000 | 53,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 4,383,000 | 8,880,000 | 13,452,000 |
| Interest expense | 426,000 | 860,000 | 1,288,000 |
| Net interest income | 3,957,000 | 8,020,000 | 12,164,000 |
| Noninterest income | 378,000 | 496,000 | 756,000 |
| Noninterest expense | 2,807,000 | 5,431,000 | 8,086,000 |
| Provision for loan losses | 99,000 | 164,000 | 362,000 |
| Pretax income | 1,429,000 | 2,921,000 | 4,472,000 |
| Income tax | 477,000 | 976,000 | 1,490,000 |
| Net income | 952,000 | 1,945,000 | 2,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 41,773,000 | 42,588,000 | 43,287,000 |
| Total capital | 45,932,000 | 46,794,000 | 47,429,000 |
| Risk-weighted assets | 332,635,000 | 336,383,000 | 331,188,000 |