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Call reports 2008

LIBERTY BANK — 2008

What LIBERTY BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/37285bcc-48b0-4a1c-9f87-3efb9e364c66/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets110,606,000111,272,000134,638,000158,183,000
Total loans68,278,00077,888,00082,883,000104,725,000
Allowance for loan losses613,000659,000913,0001,008,000
Securities available for sale29,196,00027,562,00026,894,00026,708,000
Securities held to maturity0000
Trading assets0000
Total deposits99,924,000101,008,000109,092,000128,252,000
Interest-bearing deposits76,413,00077,358,00087,008,000102,344,000
Noninterest-bearing deposits23,511,00023,651,00022,084,00025,908,000
Equity capital10,099,0009,574,00024,962,00025,864,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,586,0003,223,000844,0002,737,000
Interest expense545,0001,013,000250,000889,000
Net interest income1,041,0002,210,000594,0001,848,000
Noninterest income167,000343,00085,000282,000
Noninterest expense1,179,0002,331,000702,0002,703,000
Provision for loan losses048,00015,000348,000
Pretax income29,000174,000-38,000-921,000
Income tax000-359,000
Net income29,000174,000-38,000-562,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital9,106,0009,251,0007,769,0008,104,000
Total capital9,719,0009,910,0008,682,0009,112,000
Risk-weighted assets76,166,00084,291,00088,573,000108,488,000

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