Call reports 2025
PLANTERS AND CITIZENS BANK — 2025
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 144,221,000 | 144,225,000 | 148,940,000 | 145,425,000 |
| Total loans | 83,245,000 | 84,714,000 | 80,961,000 | 78,195,000 |
| Allowance for loan losses | 1,199,000 | 1,229,000 | 1,249,000 | 1,210,000 |
| Securities available for sale | 40,551,000 | 36,412,000 | 35,697,000 | 34,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,898,000 | 123,637,000 | 127,383,000 | 123,552,000 |
| Interest-bearing deposits | 73,260,000 | 82,109,000 | 82,833,000 | 65,621,000 |
| Noninterest-bearing deposits | 50,638,000 | 41,528,000 | 44,550,000 | 57,931,000 |
| Equity capital | 10,261,000 | 10,471,000 | 11,343,000 | 11,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,776,000 | 3,723,000 | 5,640,000 | 7,483,000 |
| Interest expense | 563,000 | 1,217,000 | 1,913,000 | 2,561,000 |
| Net interest income | 1,213,000 | 2,506,000 | 3,727,000 | 4,922,000 |
| Noninterest income | 151,000 | 296,000 | 439,000 | 602,000 |
| Noninterest expense | 1,016,000 | 1,984,000 | 3,080,000 | 4,192,000 |
| Provision for loan losses | 41,000 | 71,000 | 93,000 | 57,000 |
| Pretax income | 307,000 | 683,000 | 929,000 | 1,211,000 |
| Income tax | 48,000 | 141,000 | 184,000 | 244,000 |
| Net income | 259,000 | 542,000 | 745,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,420,000 | 14,627,000 | 14,756,000 | 14,903,000 |