Call reports 2024
PLANTERS AND CITIZENS BANK — 2024
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 129,415,000 | 134,147,000 | 139,123,000 | 140,237,000 |
| Total loans | 70,656,000 | 75,844,000 | 78,903,000 | 82,521,000 |
| Allowance for loan losses | 1,030,000 | 1,060,000 | 1,103,000 | 1,155,000 |
| Securities available for sale | 43,923,000 | 43,453,000 | 43,693,000 | 41,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,271,000 | 118,137,000 | 121,861,000 | 120,736,000 |
| Interest-bearing deposits | 68,890,000 | 72,146,000 | 76,609,000 | 63,582,000 |
| Noninterest-bearing deposits | 51,381,000 | 45,991,000 | 45,252,000 | 57,154,000 |
| Equity capital | 8,718,000 | 9,120,000 | 10,314,000 | 9,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,111,000 | 4,788,000 | 6,544,000 |
| Interest expense | 335,000 | 720,000 | 1,234,000 | 1,741,000 |
| Net interest income | 1,215,000 | 2,391,000 | 3,554,000 | 4,803,000 |
| Noninterest income | 168,000 | 316,000 | 471,000 | 623,000 |
| Noninterest expense | 1,014,000 | 1,962,000 | 2,980,000 | 3,948,000 |
| Provision for loan losses | 19,000 | 50,000 | 96,000 | 159,000 |
| Pretax income | 291,000 | 618,000 | 872,000 | 1,242,000 |
| Income tax | 60,000 | 128,000 | 179,000 | 242,000 |
| Net income | 231,000 | 490,000 | 693,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,691,000 | 13,875,000 | 14,004,000 | 14,236,000 |