Call reports 2023
PLANTERS AND CITIZENS BANK — 2023
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 129,774,000 | 130,165,000 | 128,991,000 | 129,194,000 |
| Total loans | 62,417,000 | 66,450,000 | 61,289,000 | 67,454,000 |
| Allowance for loan losses | 897,000 | 910,000 | 923,000 | 1,012,000 |
| Securities available for sale | 54,403,000 | 52,700,000 | 49,541,000 | 47,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,578,000 | 121,994,000 | 121,323,000 | 120,134,000 |
| Interest-bearing deposits | 69,802,000 | 71,827,000 | 75,739,000 | 62,961,000 |
| Noninterest-bearing deposits | 49,776,000 | 50,167,000 | 45,584,000 | 57,173,000 |
| Equity capital | 7,829,000 | 7,794,000 | 7,186,000 | 8,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,644,000 | 4,057,000 | 5,562,000 |
| Interest expense | 236,000 | 560,000 | 915,000 | 1,270,000 |
| Net interest income | 1,054,000 | 2,084,000 | 3,142,000 | 4,292,000 |
| Noninterest income | 151,000 | 317,000 | 470,000 | 632,000 |
| Noninterest expense | 968,000 | 1,868,000 | 2,821,000 | 3,776,000 |
| Provision for loan losses | 29,000 | 42,000 | 56,000 | 152,000 |
| Pretax income | 195,000 | 478,000 | 708,000 | 908,000 |
| Income tax | 43,000 | 90,000 | 129,000 | 161,000 |
| Net income | 152,000 | 388,000 | 579,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,167,000 | 13,327,000 | 13,518,000 | 13,535,000 |