Call reports 2022
PLANTERS AND CITIZENS BANK — 2022
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 134,198,000 | 136,037,000 | 135,348,000 | 130,148,000 |
| Total loans | 51,871,000 | 56,588,000 | 58,978,000 | 62,565,000 |
| Allowance for loan losses | 779,000 | 811,000 | 839,000 | 869,000 |
| Securities available for sale | 51,053,000 | 54,428,000 | 54,790,000 | 55,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,905,000 | 127,987,000 | 127,742,000 | 117,979,000 |
| Interest-bearing deposits | 63,505,000 | 68,121,000 | 68,978,000 | 60,231,000 |
| Noninterest-bearing deposits | 60,400,000 | 59,866,000 | 58,764,000 | 57,748,000 |
| Equity capital | 10,148,000 | 7,773,000 | 7,246,000 | 7,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,921,000 | 3,087,000 | 4,295,000 |
| Interest expense | 25,000 | 48,000 | 92,000 | 196,000 |
| Net interest income | 892,000 | 1,873,000 | 2,995,000 | 4,099,000 |
| Noninterest income | 146,000 | 290,000 | 449,000 | 597,000 |
| Noninterest expense | 848,000 | 1,715,000 | 2,640,000 | 3,564,000 |
| Provision for loan losses | 29,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 161,000 | 391,000 | 718,000 | 1,018,000 |
| Income tax | 31,000 | 70,000 | 141,000 | 170,000 |
| Net income | 130,000 | 321,000 | 577,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,568,000 | 12,694,000 | 12,884,000 | 13,089,000 |