Call reports 2021
PLANTERS AND CITIZENS BANK — 2021
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 126,481,000 | 125,487,000 | 126,005,000 | 132,136,000 |
| Total loans | 50,167,000 | 53,302,000 | 53,689,000 | 51,799,000 |
| Allowance for loan losses | 705,000 | 732,000 | 750,000 | 749,000 |
| Securities available for sale | 47,939,000 | 52,740,000 | 54,303,000 | 54,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,006,000 | 112,530,000 | 112,789,000 | 119,511,000 |
| Interest-bearing deposits | 53,383,000 | 56,635,000 | 62,979,000 | 56,835,000 |
| Noninterest-bearing deposits | 60,623,000 | 55,895,000 | 49,810,000 | 62,676,000 |
| Equity capital | 12,279,000 | 12,680,000 | 12,907,000 | 12,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,921,000 | 2,914,000 | 3,853,000 |
| Interest expense | 37,000 | 76,000 | 114,000 | 148,000 |
| Net interest income | 936,000 | 1,845,000 | 2,800,000 | 3,705,000 |
| Noninterest income | 128,000 | 260,000 | 392,000 | 530,000 |
| Noninterest expense | 740,000 | 1,588,000 | 2,429,000 | 3,364,000 |
| Provision for loan losses | 28,000 | 54,000 | 81,000 | 91,000 |
| Pretax income | 296,000 | 463,000 | 682,000 | 780,000 |
| Income tax | 64,000 | 101,000 | 137,000 | 149,000 |
| Net income | 232,000 | 362,000 | 545,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,276,000 | 12,369,000 | 12,485,000 | 12,505,000 |