Call reports 2020
PLANTERS AND CITIZENS BANK — 2020
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 99,991,000 | 117,453,000 | 123,330,000 | 127,213,000 |
| Total loans | 42,040,000 | 50,907,000 | 53,023,000 | 48,790,000 |
| Allowance for loan losses | 595,000 | 622,000 | 651,000 | 675,000 |
| Securities available for sale | 35,291,000 | 37,904,000 | 37,788,000 | 39,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,544,000 | 104,477,000 | 110,053,000 | 113,995,000 |
| Interest-bearing deposits | 46,331,000 | 46,857,000 | 56,185,000 | 46,676,000 |
| Noninterest-bearing deposits | 41,213,000 | 57,620,000 | 53,869,000 | 67,319,000 |
| Equity capital | 12,215,000 | 12,569,000 | 12,780,000 | 12,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,811,000 | 2,711,000 | 3,659,000 |
| Interest expense | 62,000 | 109,000 | 157,000 | 196,000 |
| Net interest income | 835,000 | 1,702,000 | 2,554,000 | 3,463,000 |
| Noninterest income | 105,000 | 201,000 | 325,000 | 437,000 |
| Noninterest expense | 774,000 | 1,583,000 | 2,322,000 | 3,210,000 |
| Provision for loan losses | 25,000 | 92,000 | 118,000 | 142,000 |
| Pretax income | 157,000 | 244,000 | 455,000 | 565,000 |
| Income tax | 29,000 | 46,000 | 90,000 | 36,000 |
| Net income | 128,000 | 198,000 | 365,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,962,000 | 11,958,000 | 12,291,000 | 12,139,000 |