Call reports 2018
PLANTERS AND CITIZENS BANK — 2018
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,037,000 | 97,532,000 | 94,429,000 | 110,234,000 |
| Total loans | 27,827,000 | 30,151,000 | 33,114,000 | 34,920,000 |
| Allowance for loan losses | 551,000 | 536,000 | 540,000 | 538,000 |
| Securities available for sale | 48,846,000 | 44,612,000 | 40,728,000 | 38,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,264,000 | 86,706,000 | 83,458,000 | 98,903,000 |
| Interest-bearing deposits | 48,805,000 | 46,884,000 | 46,189,000 | 47,391,000 |
| Noninterest-bearing deposits | 42,459,000 | 39,822,000 | 37,269,000 | 51,512,000 |
| Equity capital | 10,530,000 | 10,600,000 | 10,801,000 | 11,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,557,000 | 2,396,000 | 3,370,000 |
| Interest expense | 41,000 | 82,000 | 132,000 | 211,000 |
| Net interest income | 734,000 | 1,475,000 | 2,264,000 | 3,159,000 |
| Noninterest income | 120,000 | 241,000 | 393,000 | 517,000 |
| Noninterest expense | 656,000 | 1,399,000 | 2,123,000 | 2,917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 306,000 | 523,000 | 748,000 |
| Income tax | 29,000 | 42,000 | 17,000 | 48,000 |
| Net income | 158,000 | 264,000 | 506,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,019,000 | 11,126,000 | 11,368,000 | 11,562,000 |
| Total capital | 11,570,000 | 11,662,000 | 11,908,000 | 12,100,000 |
| Risk-weighted assets | 54,756,000 | 53,666,000 | 51,733,000 | 58,226,000 |