Call reports 2017
PLANTERS AND CITIZENS BANK — 2017
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 115,870,000 | 111,705,000 | 106,779,000 | 115,554,000 |
| Total loans | 21,782,000 | 27,339,000 | 27,558,000 | 25,946,000 |
| Allowance for loan losses | 557,000 | 554,000 | 553,000 | 553,000 |
| Securities available for sale | 42,324,000 | 45,322,000 | 47,697,000 | 51,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,897,000 | 100,681,000 | 95,740,000 | 104,693,000 |
| Interest-bearing deposits | 48,561,000 | 53,861,000 | 55,945,000 | 49,337,000 |
| Noninterest-bearing deposits | 56,336,000 | 46,819,000 | 39,795,000 | 55,356,000 |
| Equity capital | 10,742,000 | 10,920,000 | 10,811,000 | 10,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,414,000 | 2,190,000 | 2,964,000 |
| Interest expense | 36,000 | 72,000 | 112,000 | 158,000 |
| Net interest income | 618,000 | 1,342,000 | 2,078,000 | 2,806,000 |
| Noninterest income | 139,000 | 237,000 | 103,000 | 243,000 |
| Noninterest expense | 629,000 | 1,288,000 | 1,956,000 | 2,745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 290,000 | 224,000 | 303,000 |
| Income tax | 30,000 | 51,000 | 20,000 | 74,000 |
| Net income | 99,000 | 239,000 | 204,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,925,000 | 10,868,000 | 10,909,000 | 10,917,000 |
| Total capital | 11,482,000 | 11,422,000 | 11,462,000 | 11,470,000 |
| Risk-weighted assets | 48,439,000 | 51,694,000 | 50,070,000 | 53,285,000 |