Call reports 2016
PLANTERS AND CITIZENS BANK — 2016
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,762,000 | 114,197,000 | 109,071,000 | 124,845,000 |
| Total loans | 28,764,000 | 32,487,000 | 29,178,000 | 26,062,000 |
| Allowance for loan losses | 535,000 | 547,000 | 544,000 | 557,000 |
| Securities available for sale | 35,318,000 | 39,070,000 | 35,825,000 | 40,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,652,000 | 102,899,000 | 97,772,000 | 114,006,000 |
| Interest-bearing deposits | 66,512,000 | 54,945,000 | 55,558,000 | 47,369,000 |
| Noninterest-bearing deposits | 42,140,000 | 47,954,000 | 42,214,000 | 66,637,000 |
| Equity capital | 10,886,000 | 11,044,000 | 11,103,000 | 10,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,432,000 | 2,157,000 | 2,815,000 |
| Interest expense | 44,000 | 86,000 | 126,000 | 165,000 |
| Net interest income | 629,000 | 1,346,000 | 2,031,000 | 2,650,000 |
| Noninterest income | 144,000 | 276,000 | 392,000 | 520,000 |
| Noninterest expense | 631,000 | 1,308,000 | 1,926,000 | 2,616,000 |
| Provision for loan losses | 20,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 122,000 | 275,000 | 459,000 | 516,000 |
| Income tax | 24,000 | 60,000 | 105,000 | 123,000 |
| Net income | 98,000 | 215,000 | 354,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,889,000 | 10,948,000 | 10,984,000 | 10,885,000 |
| Total capital | 11,424,000 | 11,495,000 | 11,528,000 | 11,442,000 |
| Risk-weighted assets | 47,601,000 | 52,704,000 | 48,469,000 | 50,503,000 |