Call reports 2015
PLANTERS AND CITIZENS BANK — 2015
What PLANTERS AND CITIZENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 120,740,000 | 105,232,000 | 113,535,000 | 115,673,000 |
| Total loans | 28,612,000 | 29,593,000 | 32,082,000 | 28,003,000 |
| Allowance for loan losses | 475,000 | 473,000 | 502,000 | 514,000 |
| Securities available for sale | 27,726,000 | 29,977,000 | 29,565,000 | 32,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,175,000 | 93,979,000 | 102,094,000 | 104,680,000 |
| Interest-bearing deposits | 64,295,000 | 56,635,000 | 63,638,000 | 63,775,000 |
| Noninterest-bearing deposits | 44,880,000 | 37,344,000 | 38,456,000 | 40,905,000 |
| Equity capital | 10,990,000 | 10,959,000 | 11,019,000 | 10,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,286,000 | 1,994,000 | 2,642,000 |
| Interest expense | 45,000 | 87,000 | 131,000 | 175,000 |
| Net interest income | 567,000 | 1,199,000 | 1,863,000 | 2,467,000 |
| Noninterest income | 1,095,000 | 1,304,000 | 1,457,000 | 1,612,000 |
| Noninterest expense | 580,000 | 1,270,000 | 1,966,000 | 2,681,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,052,000 | 1,173,000 | 1,265,000 | 1,295,000 |
| Income tax | 260,000 | 285,000 | 285,000 | 339,000 |
| Net income | 792,000 | 888,000 | 980,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,878,000 | 10,913,000 | 10,680,000 | 10,802,000 |
| Total capital | 11,236,000 | 11,248,000 | 11,001,000 | 11,316,000 |
| Risk-weighted assets | 28,604,000 | 26,652,000 | 25,333,000 | 47,439,000 |