Call reports 2016
WASHINGTONFIRST BANK — 2016
What WASHINGTONFIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,755,481,000 | 1,849,491,000 | 1,912,187,000 | 1,999,149,000 |
| Total loans | 1,383,496,000 | 1,443,721,000 | 1,494,218,000 | 1,566,652,000 |
| Allowance for loan losses | 12,329,000 | 12,595,000 | 12,960,000 | 13,582,000 |
| Securities available for sale | 257,085,000 | 260,675,000 | 238,022,000 | 280,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,423,592,000 | 1,563,287,000 | 1,546,793,000 | 1,536,685,000 |
| Interest-bearing deposits | 1,054,312,000 | 1,135,414,000 | 1,127,109,000 | 1,147,287,000 |
| Noninterest-bearing deposits | 369,280,000 | 427,873,000 | 419,684,000 | 389,398,000 |
| Equity capital | 199,022,000 | 204,248,000 | 208,301,000 | 209,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,403,000 | 35,394,000 | 54,083,000 | 73,057,000 |
| Interest expense | 2,468,000 | 5,130,000 | 7,701,000 | 10,379,000 |
| Net interest income | 14,935,000 | 30,264,000 | 46,382,000 | 62,678,000 |
| Noninterest income | 4,411,000 | 11,536,000 | 19,805,000 | 24,988,000 |
| Noninterest expense | 11,747,000 | 26,473,000 | 41,354,000 | 53,767,000 |
| Provision for loan losses | 625,000 | 1,605,000 | 2,640,000 | 3,880,000 |
| Pretax income | 7,049,000 | 14,874,000 | 23,480,000 | 31,342,000 |
| Income tax | 2,592,000 | 5,480,000 | 8,674,000 | 11,302,000 |
| Net income | 4,457,000 | 9,394,000 | 14,806,000 | 20,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,454,000 | 190,554,000 | 195,398,000 | 200,621,000 |
| Total capital | 197,783,000 | 203,149,000 | 208,661,000 | 214,512,000 |
| Risk-weighted assets | 1,446,285,000 | 1,497,801,000 | 1,517,350,000 | 1,631,816,000 |