Call reports 2015
WASHINGTONFIRST BANK — 2015
What WASHINGTONFIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,436,706,000 | 1,523,485,000 | 1,594,722,000 | 1,673,466,000 |
| Total loans | 1,089,471,000 | 1,181,224,000 | 1,284,799,000 | 1,344,577,000 |
| Allowance for loan losses | 9,855,000 | 10,626,000 | 11,573,000 | 12,289,000 |
| Securities available for sale | 176,966,000 | 193,739,000 | 201,150,000 | 220,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,192,389,000 | 1,254,381,000 | 1,315,047,000 | 1,349,731,000 |
| Interest-bearing deposits | 863,928,000 | 868,765,000 | 958,629,000 | 1,033,739,000 |
| Noninterest-bearing deposits | 328,461,000 | 385,616,000 | 356,418,000 | 315,992,000 |
| Equity capital | 131,147,000 | 138,511,000 | 154,246,000 | 192,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,104,000 | 29,099,000 | 45,378,000 | 62,295,000 |
| Interest expense | 1,916,000 | 3,891,000 | 6,078,000 | 8,414,000 |
| Net interest income | 12,188,000 | 25,208,000 | 39,300,000 | 53,881,000 |
| Noninterest income | 1,150,000 | 2,602,000 | 5,941,000 | 10,070,000 |
| Noninterest expense | 7,700,000 | 16,157,000 | 27,005,000 | 38,533,000 |
| Provision for loan losses | 700,000 | 1,550,000 | 2,475,000 | 3,550,000 |
| Pretax income | 4,954,000 | 10,125,000 | 15,771,000 | 21,878,000 |
| Income tax | 1,755,000 | 3,618,000 | 5,642,000 | 7,595,000 |
| Net income | 3,199,000 | 6,507,000 | 10,129,000 | 14,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,193,000 | 128,369,000 | 139,616,000 | 180,925,000 |
| Total capital | 132,546,000 | 141,495,000 | 153,689,000 | 193,214,000 |
| Risk-weighted assets | 1,179,120,000 | 1,278,139,000 | 1,355,716,000 | 1,410,502,000 |