Call reports 2013
WASHINGTONFIRST BANK — 2013
What WASHINGTONFIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,063,024,000 | 1,124,421,000 | 1,122,900,000 | 1,126,608,000 |
| Total loans | 764,413,000 | 786,464,000 | 814,916,000 | 838,120,000 |
| Allowance for loan losses | 6,176,000 | 5,938,000 | 7,508,000 | 8,534,000 |
| Securities available for sale | 115,503,000 | 116,761,000 | 118,900,000 | 145,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 904,773,000 | 970,000,000 | 970,621,000 | 959,684,000 |
| Interest-bearing deposits | 672,277,000 | 690,301,000 | 702,555,000 | 727,463,000 |
| Noninterest-bearing deposits | 232,496,000 | 279,699,000 | 268,066,000 | 232,221,000 |
| Equity capital | 98,351,000 | 99,001,000 | 101,444,000 | 103,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,559,000 | 22,836,000 | 34,166,000 | 46,159,000 |
| Interest expense | 1,427,000 | 2,997,000 | 4,389,000 | 5,764,000 |
| Net interest income | 10,132,000 | 19,839,000 | 29,777,000 | 40,395,000 |
| Noninterest income | 161,000 | 1,394,000 | 3,188,000 | 4,195,000 |
| Noninterest expense | 6,521,000 | 13,188,000 | 19,711,000 | 26,809,000 |
| Provision for loan losses | 1,100,000 | 2,075,000 | 3,875,000 | 4,755,000 |
| Pretax income | 2,652,000 | 5,950,000 | 9,359,000 | 11,554,000 |
| Income tax | 1,025,000 | 2,240,000 | 2,951,000 | 3,425,000 |
| Net income | 1,627,000 | 3,710,000 | 6,408,000 | 8,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,544,000 | 96,694,000 | 99,449,000 | 101,270,000 |
| Total capital | 103,220,000 | 105,132,000 | 109,457,000 | 112,304,000 |
| Risk-weighted assets | 818,875,000 | 852,761,000 | 881,141,000 | 879,930,000 |