Call reports 2012
WASHINGTONFIRST BANK — 2012
What WASHINGTONFIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 607,871,000 | 571,092,000 | 595,600,000 | 1,146,527,000 |
| Total loans | 425,401,000 | 444,567,000 | 462,002,000 | 753,355,000 |
| Allowance for loan losses | 5,755,000 | 5,734,000 | 6,158,000 | 6,260,000 |
| Securities available for sale | 63,740,000 | 60,250,000 | 57,504,000 | 134,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,888,000 | 448,686,000 | 522,268,000 | 985,786,000 |
| Interest-bearing deposits | 393,368,000 | 362,153,000 | 397,959,000 | 681,954,000 |
| Noninterest-bearing deposits | 138,520,000 | 86,533,000 | 124,309,000 | 303,832,000 |
| Equity capital | 49,893,000 | 51,010,000 | 51,939,000 | 96,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,658,000 | 13,417,000 | 20,424,000 | 27,876,000 |
| Interest expense | 1,233,000 | 2,472,000 | 3,705,000 | 4,967,000 |
| Net interest income | 5,425,000 | 10,945,000 | 16,719,000 | 22,909,000 |
| Noninterest income | 339,000 | 575,000 | 765,000 | 1,387,000 |
| Noninterest expense | 3,329,000 | 7,142,000 | 11,245,000 | 18,412,000 |
| Provision for loan losses | 1,221,000 | 2,071,000 | 2,586,000 | 3,224,000 |
| Pretax income | 1,214,000 | 2,307,000 | 3,653,000 | 2,660,000 |
| Income tax | 467,000 | 886,000 | 1,404,000 | 863,000 |
| Net income | 747,000 | 1,421,000 | 2,249,000 | 1,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,345,000 | 47,358,000 | 48,260,000 | 92,887,000 |
| Total capital | 52,089,000 | 55,592,000 | 56,655,000 | 101,647,000 |
| Risk-weighted assets | 459,536,000 | 478,485,000 | 489,156,000 | 825,719,000 |