Call reports 2011
WASHINGTONFIRST BANK — 2011
What WASHINGTONFIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 451,196,000 | 538,268,000 | 523,019,000 | 559,424,000 |
| Total loans | 350,001,000 | 373,472,000 | 394,640,000 | 419,937,000 |
| Allowance for loan losses | 3,640,000 | 4,185,000 | 4,678,000 | 4,932,000 |
| Securities available for sale | 48,164,000 | 52,736,000 | 59,430,000 | 57,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,967,000 | 465,083,000 | 447,716,000 | 483,405,000 |
| Interest-bearing deposits | 300,376,000 | 349,285,000 | 332,759,000 | 342,040,000 |
| Noninterest-bearing deposits | 76,591,000 | 115,798,000 | 114,957,000 | 141,365,000 |
| Equity capital | 43,097,000 | 44,162,000 | 48,964,000 | 49,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,602,000 | 11,648,000 | 17,982,000 | 24,735,000 |
| Interest expense | 1,233,000 | 2,537,000 | 3,805,000 | 5,049,000 |
| Net interest income | 4,369,000 | 9,111,000 | 14,177,000 | 19,686,000 |
| Noninterest income | 177,000 | 360,000 | 553,000 | 793,000 |
| Noninterest expense | 3,160,000 | 6,488,000 | 9,785,000 | 13,819,000 |
| Provision for loan losses | 300,000 | 855,000 | 1,495,000 | 2,301,000 |
| Pretax income | 1,085,000 | 2,137,000 | 3,462,000 | 4,371,000 |
| Income tax | 418,000 | 823,000 | 1,343,000 | 1,783,000 |
| Net income | 667,000 | 1,314,000 | 2,119,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,906,000 | 38,388,000 | 43,022,000 | 43,332,000 |
| Total capital | 41,546,000 | 42,573,000 | 47,700,000 | 48,264,000 |
| Risk-weighted assets | 378,672,000 | 397,547,000 | 424,725,000 | 447,238,000 |