Call reports 2009
WASHINGTONFIRST BANK — 2009
What WASHINGTONFIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 319,236,000 | 326,009,000 | 337,323,000 | 355,222,000 |
| Total loans | 241,207,000 | 256,317,000 | 265,786,000 | 271,989,000 |
| Allowance for loan losses | 2,492,000 | 2,411,000 | 2,546,000 | 2,857,000 |
| Securities available for sale | 33,481,000 | 30,817,000 | 27,172,000 | 22,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,609,000 | 245,287,000 | 272,633,000 | 278,805,000 |
| Interest-bearing deposits | 206,862,000 | 207,519,000 | 234,615,000 | 237,255,000 |
| Noninterest-bearing deposits | 39,747,000 | 37,768,000 | 38,018,000 | 41,550,000 |
| Equity capital | 33,464,000 | 33,302,000 | 33,681,000 | 40,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,042,000 | 8,346,000 | 12,896,000 | 17,513,000 |
| Interest expense | 1,641,000 | 3,175,000 | 4,775,000 | 6,262,000 |
| Net interest income | 2,401,000 | 5,171,000 | 8,121,000 | 11,251,000 |
| Noninterest income | 180,000 | 369,000 | 549,000 | 713,000 |
| Noninterest expense | 2,572,000 | 4,980,000 | 7,548,000 | 10,155,000 |
| Provision for loan losses | 423,000 | 919,000 | 1,163,000 | 1,515,000 |
| Pretax income | 3,000 | 58,000 | 376,000 | 1,145,000 |
| Income tax | 1,000 | 21,000 | 135,000 | 549,000 |
| Net income | 2,000 | 37,000 | 241,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,601,000 | 28,360,000 | 29,093,000 | 36,011,000 |
| Total capital | 31,093,000 | 30,771,000 | 31,639,000 | 38,868,000 |
| Risk-weighted assets | 250,058,000 | 269,515,000 | 276,818,000 | 285,841,000 |