Call reports 2005
WASHINGTONFIRST BANK — 2005
What WASHINGTONFIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 61,132,000 | 85,315,000 | 108,267,000 | 111,096,000 |
| Total loans | 32,798,000 | 47,852,000 | 53,170,000 | 66,916,000 |
| Allowance for loan losses | 385,000 | 547,000 | 609,000 | 750,000 |
| Securities available for sale | 22,862,000 | 22,047,000 | 23,877,000 | 25,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,986,000 | 66,090,000 | 85,730,000 | 74,099,000 |
| Interest-bearing deposits | 38,706,000 | 52,007,000 | 61,254,000 | 61,005,000 |
| Noninterest-bearing deposits | 7,280,000 | 14,083,000 | 24,476,000 | 13,094,000 |
| Equity capital | 11,154,000 | 11,505,000 | 11,495,000 | 16,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,552,000 | 2,779,000 | 4,301,000 |
| Interest expense | 168,000 | 443,000 | 817,000 | 1,298,000 |
| Net interest income | 485,000 | 1,109,000 | 1,962,000 | 3,003,000 |
| Noninterest income | 16,000 | 56,000 | 120,000 | 161,000 |
| Noninterest expense | 719,000 | 1,532,000 | 2,381,000 | 3,283,000 |
| Provision for loan losses | 98,000 | 260,000 | 321,000 | 462,000 |
| Pretax income | -316,000 | -627,000 | -620,000 | -581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -316,000 | -627,000 | -620,000 | -581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,488,000 | 11,431,000 | 11,579,000 | 16,379,000 |
| Total capital | 11,873,000 | 11,978,000 | 12,188,000 | 17,129,000 |
| Risk-weighted assets | 38,036,000 | 53,687,000 | 62,598,000 | 76,032,000 |
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