Call reports 2007
FREEDOM FINANCIAL BANK — 2007
What FREEDOM FINANCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 122,250,000 | 126,178,000 | 128,428,000 | 128,763,000 |
| Total loans | 113,818,000 | 115,382,000 | 112,554,000 | 116,335,000 |
| Allowance for loan losses | 1,157,000 | 1,201,000 | 1,246,000 | 1,291,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,265,000 | 101,206,000 | 101,106,000 | 101,738,000 |
| Interest-bearing deposits | 88,595,000 | 90,492,000 | 92,265,000 | 92,830,000 |
| Noninterest-bearing deposits | 8,670,000 | 10,714,000 | 8,841,000 | 8,908,000 |
| Equity capital | 11,956,000 | 11,963,000 | 12,157,000 | 12,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,871,000 | 7,287,000 | 9,570,000 |
| Interest expense | 1,229,000 | 2,422,000 | 3,666,000 | 4,896,000 |
| Net interest income | 1,191,000 | 2,449,000 | 3,621,000 | 4,674,000 |
| Noninterest income | 29,000 | 43,000 | 62,000 | 84,000 |
| Noninterest expense | 453,000 | 927,000 | 1,414,000 | 1,890,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 722,000 | 1,475,000 | 2,134,000 | 2,688,000 |
| Income tax | 36,000 | 74,000 | 0 | 135,000 |
| Net income | 686,000 | 1,401,000 | 2,134,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,956,000 | 11,963,000 | 12,157,000 | 12,309,000 |
| Total capital | 13,113,000 | 13,165,000 | 13,404,000 | 13,600,000 |
| Risk-weighted assets | 116,807,000 | 119,754,000 | 117,143,000 | 121,474,000 |
Machine access — free, no API key
Every figure shown here about FREEDOM FINANCIAL BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.