Call reports 2024
BANK OF IDAHO — 2024
What BANK OF IDAHO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,185,114,000 | 1,285,669,000 | 1,293,375,000 | 1,327,540,000 |
| Total loans | 919,314,000 | 964,388,000 | 1,006,564,000 | 1,034,281,000 |
| Allowance for loan losses | 11,248,000 | 11,812,000 | 12,612,000 | 12,763,000 |
| Securities available for sale | 143,689,000 | 155,014,000 | 150,173,000 | 152,382,000 |
| Securities held to maturity | 32,805,000 | 32,602,000 | 32,458,000 | 30,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,002,455,000 | 1,078,315,000 | 1,106,545,000 | 1,129,326,000 |
| Interest-bearing deposits | 697,023,000 | 786,307,000 | 799,125,000 | 830,112,000 |
| Noninterest-bearing deposits | 305,432,000 | 292,008,000 | 307,420,000 | 299,214,000 |
| Equity capital | 132,834,000 | 136,361,000 | 143,843,000 | 146,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,141,000 | 36,019,000 | 56,109,000 | 76,904,000 |
| Interest expense | 4,557,000 | 10,570,000 | 17,088,000 | 23,726,000 |
| Net interest income | 12,584,000 | 25,449,000 | 39,021,000 | 53,178,000 |
| Noninterest income | 1,170,000 | 2,341,000 | 3,499,000 | 5,137,000 |
| Noninterest expense | 8,539,000 | 17,696,000 | 26,088,000 | 35,785,000 |
| Provision for loan losses | 823,000 | 1,436,000 | 2,276,000 | 2,983,000 |
| Pretax income | 4,442,000 | 8,872,000 | 14,180,000 | 19,630,000 |
| Income tax | 1,131,000 | 2,709,000 | 3,909,000 | 4,987,000 |
| Net income | 3,311,000 | 6,163,000 | 10,271,000 | 14,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,123,000 | 142,323,000 | 146,671,000 | 151,354,000 |
| Total capital | 151,571,000 | 155,220,000 | 160,527,000 | 165,408,000 |
| Risk-weighted assets | 1,012,034,000 | 1,047,709,000 | 1,108,549,000 | 1,146,351,000 |