Call reports 2023
BANK OF IDAHO — 2023
What BANK OF IDAHO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 990,156,000 | 1,036,950,000 | 1,057,034,000 | 1,137,514,000 |
| Total loans | 744,651,000 | 786,116,000 | 836,221,000 | 885,866,000 |
| Allowance for loan losses | 9,222,000 | 9,728,000 | 9,808,000 | 10,501,000 |
| Securities available for sale | 155,341,000 | 143,805,000 | 137,062,000 | 146,927,000 |
| Securities held to maturity | 27,283,000 | 27,093,000 | 33,079,000 | 32,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,158,000 | 904,503,000 | 914,647,000 | 959,099,000 |
| Interest-bearing deposits | 526,221,000 | 573,403,000 | 585,935,000 | 635,234,000 |
| Noninterest-bearing deposits | 331,937,000 | 331,100,000 | 328,712,000 | 323,865,000 |
| Equity capital | 122,319,000 | 123,240,000 | 123,797,000 | 130,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,213,000 | 27,417,000 | 42,664,000 | 58,936,000 |
| Interest expense | 1,358,000 | 3,475,000 | 6,331,000 | 9,932,000 |
| Net interest income | 11,855,000 | 23,942,000 | 36,333,000 | 49,004,000 |
| Noninterest income | 1,021,000 | 2,116,000 | 3,445,000 | 4,492,000 |
| Noninterest expense | 9,519,000 | 18,721,000 | 27,902,000 | 37,109,000 |
| Provision for loan losses | 890,000 | 1,410,000 | 2,085,000 | 3,485,000 |
| Pretax income | 2,600,000 | 6,055,000 | 9,927,000 | 13,037,000 |
| Income tax | 774,000 | 1,720,000 | 2,787,000 | 3,580,000 |
| Net income | 1,826,000 | 4,335,000 | 7,140,000 | 9,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,356,000 | 130,245,000 | 133,417,000 | 135,433,000 |
| Total capital | 136,831,000 | 140,226,000 | 143,478,000 | 147,314,000 |
| Risk-weighted assets | 845,224,000 | 877,468,000 | 959,349,000 | 983,154,000 |