Call reports 2022
BANK OF IDAHO — 2022
What BANK OF IDAHO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 764,954,000 | 819,726,000 | 988,454,000 | 978,255,000 |
| Total loans | 506,608,000 | 541,941,000 | 641,725,000 | 701,435,000 |
| Allowance for loan losses | 7,471,000 | 7,507,000 | 7,668,000 | 7,878,000 |
| Securities available for sale | 124,200,000 | 137,604,000 | 172,791,000 | 171,598,000 |
| Securities held to maturity | 28,303,000 | 27,907,000 | 27,654,000 | 27,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 687,793,000 | 741,593,000 | 864,771,000 | 849,970,000 |
| Interest-bearing deposits | 406,309,000 | 401,620,000 | 482,420,000 | 486,223,000 |
| Noninterest-bearing deposits | 281,484,000 | 339,973,000 | 382,351,000 | 363,747,000 |
| Equity capital | 69,593,000 | 68,298,000 | 113,645,000 | 118,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,173,000 | 15,228,000 | 25,447,000 | 38,148,000 |
| Interest expense | 80,000 | 163,000 | 303,000 | 828,000 |
| Net interest income | 7,093,000 | 15,065,000 | 25,144,000 | 37,320,000 |
| Noninterest income | 1,660,000 | 3,018,000 | 3,989,000 | 5,041,000 |
| Noninterest expense | 6,072,000 | 13,512,000 | 22,955,000 | 31,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 2,677,000 | 4,560,000 | 6,167,000 | 9,940,000 |
| Income tax | 765,000 | 1,263,000 | 1,959,000 | 2,886,000 |
| Net income | 1,912,000 | 3,297,000 | 4,208,000 | 7,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,684,000 | 78,289,000 | 121,762,000 | 124,993,000 |
| Total capital | 81,732,000 | 86,102,000 | 130,192,000 | 133,693,000 |
| Risk-weighted assets | 562,812,000 | 624,659,000 | 740,730,000 | 809,782,000 |