Call reports 2021
BANK OF IDAHO — 2021
What BANK OF IDAHO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 625,193,000 | 661,095,000 | 717,886,000 | 737,519,000 |
| Total loans | 422,111,000 | 427,678,000 | 433,717,000 | 472,825,000 |
| Allowance for loan losses | 6,808,000 | 6,830,000 | 7,187,000 | 7,318,000 |
| Securities available for sale | 112,644,000 | 122,024,000 | 134,986,000 | 146,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,277,000 | 589,079,000 | 640,948,000 | 660,159,000 |
| Interest-bearing deposits | 331,302,000 | 341,736,000 | 356,774,000 | 382,899,000 |
| Noninterest-bearing deposits | 223,975,000 | 247,343,000 | 284,174,000 | 277,260,000 |
| Equity capital | 61,076,000 | 64,038,000 | 70,181,000 | 70,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,649,000 | 12,610,000 | 19,073,000 | 25,681,000 |
| Interest expense | 104,000 | 204,000 | 290,000 | 375,000 |
| Net interest income | 6,545,000 | 12,406,000 | 18,783,000 | 25,306,000 |
| Noninterest income | 2,655,000 | 5,857,000 | 7,863,000 | 10,570,000 |
| Noninterest expense | 6,023,000 | 12,271,000 | 18,565,000 | 26,472,000 |
| Provision for loan losses | 220,000 | 220,000 | 370,000 | 470,000 |
| Pretax income | 3,026,000 | 5,876,000 | 7,820,000 | 9,050,000 |
| Income tax | 792,000 | 1,562,000 | 2,123,000 | 2,417,000 |
| Net income | 2,234,000 | 4,314,000 | 5,697,000 | 6,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,207,000 | 62,328,000 | 68,779,000 | 69,797,000 |
| Total capital | 65,462,000 | 67,806,000 | 74,487,000 | 76,115,000 |
| Risk-weighted assets | 418,278,000 | 436,205,000 | 454,484,000 | 503,821,000 |