Call reports 2020
BANK OF IDAHO — 2020
What BANK OF IDAHO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 420,664,000 | 551,045,000 | 578,796,000 | 574,896,000 |
| Total loans | 310,693,000 | 424,737,000 | 443,672,000 | 451,732,000 |
| Allowance for loan losses | 4,519,000 | 5,373,000 | 6,001,000 | 6,739,000 |
| Securities available for sale | 88,816,000 | 94,599,000 | 108,414,000 | 105,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,970,000 | 452,887,000 | 479,396,000 | 487,720,000 |
| Interest-bearing deposits | 207,649,000 | 249,024,000 | 269,259,000 | 283,257,000 |
| Noninterest-bearing deposits | 132,321,000 | 203,863,000 | 210,137,000 | 204,463,000 |
| Equity capital | 51,660,000 | 54,475,000 | 55,844,000 | 61,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,679,000 | 10,052,000 | 15,905,000 | 22,033,000 |
| Interest expense | 148,000 | 346,000 | 483,000 | 602,000 |
| Net interest income | 4,531,000 | 9,706,000 | 15,422,000 | 21,431,000 |
| Noninterest income | 1,545,000 | 3,557,000 | 6,106,000 | 8,611,000 |
| Noninterest expense | 5,345,000 | 10,369,000 | 16,349,000 | 22,789,000 |
| Provision for loan losses | 275,000 | 1,165,000 | 1,733,000 | 2,598,000 |
| Pretax income | 569,000 | 2,122,000 | 3,746,000 | 4,862,000 |
| Income tax | 180,000 | 619,000 | 1,041,000 | 1,337,000 |
| Net income | 389,000 | 1,503,000 | 2,705,000 | 3,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,210,000 | 51,356,000 | 52,590,000 | 57,942,000 |
| Total capital | 54,659,000 | 56,139,000 | 57,581,000 | 63,309,000 |
| Risk-weighted assets | 355,460,000 | 381,574,000 | 397,673,000 | 427,263,000 |