Call reports 2019
BANK OF IDAHO — 2019
What BANK OF IDAHO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 333,313,000 | 360,458,000 | 466,475,000 | 405,330,000 |
| Total loans | 222,077,000 | 238,456,000 | 266,654,000 | 298,420,000 |
| Allowance for loan losses | 4,116,000 | 3,877,000 | 4,097,000 | 4,337,000 |
| Securities available for sale | 77,944,000 | 82,623,000 | 80,806,000 | 84,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,447,000 | 322,904,000 | 413,817,000 | 335,718,000 |
| Interest-bearing deposits | 185,851,000 | 194,237,000 | 191,853,000 | 194,439,000 |
| Noninterest-bearing deposits | 110,596,000 | 128,667,000 | 221,964,000 | 141,279,000 |
| Equity capital | 34,565,000 | 35,402,000 | 49,960,000 | 50,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,035,000 | 8,093,000 | 12,498,000 | 17,119,000 |
| Interest expense | 60,000 | 125,000 | 194,000 | 342,000 |
| Net interest income | 3,975,000 | 7,968,000 | 12,304,000 | 16,777,000 |
| Noninterest income | 928,000 | 2,174,000 | 3,779,000 | 5,467,000 |
| Noninterest expense | 4,213,000 | 9,081,000 | 14,059,000 | 19,233,000 |
| Provision for loan losses | 60,000 | 180,000 | 372,000 | 774,000 |
| Pretax income | 690,000 | 941,000 | 1,811,000 | 2,397,000 |
| Income tax | -987,000 | -910,000 | -629,000 | -429,000 |
| Net income | 1,677,000 | 1,851,000 | 2,440,000 | 2,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,661,000 | 34,685,000 | 49,274,000 | 49,790,000 |
| Total capital | 37,911,000 | 38,110,000 | 53,013,000 | 54,055,000 |
| Risk-weighted assets | 258,836,000 | 273,163,000 | 298,398,000 | 340,740,000 |