Call reports 2016
BANK OF IDAHO — 2016
What BANK OF IDAHO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 275,048,000 | 282,743,000 | 286,713,000 | 292,446,000 |
| Total loans | 211,932,000 | 212,708,000 | 214,369,000 | 212,695,000 |
| Allowance for loan losses | 3,107,000 | 3,452,000 | 3,442,000 | 3,543,000 |
| Securities available for sale | 49,516,000 | 48,533,000 | 49,845,000 | 54,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,867,000 | 250,893,000 | 253,014,000 | 259,156,000 |
| Interest-bearing deposits | 167,598,000 | 166,622,000 | 168,533,000 | 176,938,000 |
| Noninterest-bearing deposits | 77,269,000 | 84,271,000 | 84,481,000 | 82,218,000 |
| Equity capital | 27,551,000 | 29,391,000 | 30,453,000 | 30,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,407,000 | 9,698,000 | 13,014,000 |
| Interest expense | 55,000 | 112,000 | 170,000 | 228,000 |
| Net interest income | 3,105,000 | 6,295,000 | 9,528,000 | 12,786,000 |
| Noninterest income | 1,085,000 | 2,576,000 | 4,124,000 | 5,271,000 |
| Noninterest expense | 3,285,000 | 6,780,000 | 10,218,000 | 13,430,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 145,000 |
| Pretax income | 905,000 | 2,091,000 | 3,404,000 | 4,482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 905,000 | 2,091,000 | 3,404,000 | 4,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,881,000 | 28,064,000 | 29,379,000 | 30,456,000 |
| Total capital | 29,691,000 | 30,941,000 | 32,182,000 | 33,298,000 |
| Risk-weighted assets | 224,279,000 | 229,326,000 | 223,308,000 | 226,373,000 |