Call reports 2015
BANK OF IDAHO — 2015
What BANK OF IDAHO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 257,782,000 | 265,524,000 | 269,731,000 | 275,672,000 |
| Total loans | 196,779,000 | 205,186,000 | 202,877,000 | 202,926,000 |
| Allowance for loan losses | 3,152,000 | 3,086,000 | 3,087,000 | 3,118,000 |
| Securities available for sale | 45,876,000 | 43,672,000 | 42,330,000 | 49,497,000 |
| Securities held to maturity | 100,000 | 100,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,431,000 | 233,475,000 | 240,454,000 | 245,766,000 |
| Interest-bearing deposits | 155,050,000 | 156,996,000 | 157,239,000 | 161,025,000 |
| Noninterest-bearing deposits | 72,381,000 | 76,479,000 | 83,215,000 | 84,741,000 |
| Equity capital | 25,017,000 | 25,678,000 | 26,863,000 | 27,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,865,000 | 5,878,000 | 8,982,000 | 12,047,000 |
| Interest expense | 66,000 | 124,000 | 180,000 | 235,000 |
| Net interest income | 2,799,000 | 5,754,000 | 8,802,000 | 11,812,000 |
| Noninterest income | 882,000 | 2,004,000 | 3,132,000 | 4,257,000 |
| Noninterest expense | 3,024,000 | 6,170,000 | 9,523,000 | 12,976,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 863,000 | 1,947,000 | 2,770,000 | 3,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 863,000 | 1,947,000 | 2,770,000 | 3,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,356,000 | 25,441,000 | 26,309,000 | 26,991,000 |
| Total capital | 26,970,000 | 28,188,000 | 29,000,000 | 29,720,000 |
| Risk-weighted assets | 208,382,000 | 219,232,000 | 214,722,000 | 217,723,000 |