Call reports 2026
PROVIDENCE BANK & TRUST — 2026
What PROVIDENCE BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,562,101,000 | 1,558,709,000 |
| Total loans | 1,131,650,000 | 1,086,390,000 |
| Allowance for loan losses | 16,052,000 | 16,059,000 |
| Securities available for sale | 121,896,000 | 181,967,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,352,439,000 | 1,346,263,000 |
| Interest-bearing deposits | 999,478,000 | 993,098,000 |
| Noninterest-bearing deposits | 352,961,000 | 353,165,000 |
| Equity capital | 188,168,000 | 194,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 20,669,000 | 42,227,000 |
| Interest expense | 5,235,000 | 10,373,000 |
| Net interest income | 15,434,000 | 31,854,000 |
| Noninterest income | 1,488,000 | 3,405,000 |
| Noninterest expense | 9,088,000 | 18,533,000 |
| Provision for loan losses | -400,000 | -400,000 |
| Pretax income | 8,234,000 | 17,126,000 |
| Income tax | 1,897,000 | 4,317,000 |
| Net income | 6,337,000 | 12,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 171,673,000 | 178,329,000 |