Call reports 2023
PROVIDENCE BANK & TRUST — 2023
What PROVIDENCE BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,520,354,000 | 1,591,159,000 | 1,592,594,000 | 1,599,919,000 |
| Total loans | 1,043,908,000 | 1,063,258,000 | 1,062,966,000 | 1,058,652,000 |
| Allowance for loan losses | 18,799,000 | 18,835,000 | 17,654,000 | 17,776,000 |
| Securities available for sale | 380,149,000 | 368,519,000 | 352,819,000 | 400,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,304,293,000 | 1,358,957,000 | 1,360,926,000 | 1,365,954,000 |
| Interest-bearing deposits | 892,293,000 | 900,650,000 | 950,204,000 | 977,272,000 |
| Noninterest-bearing deposits | 412,000,000 | 458,307,000 | 410,722,000 | 388,682,000 |
| Equity capital | 141,434,000 | 143,535,000 | 140,850,000 | 144,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,739,000 | 35,475,000 | 54,427,000 | 73,568,000 |
| Interest expense | 4,101,000 | 9,257,000 | 15,208,000 | 21,926,000 |
| Net interest income | 13,638,000 | 26,218,000 | 39,219,000 | 51,642,000 |
| Noninterest income | 1,620,000 | 3,270,000 | 4,932,000 | 6,707,000 |
| Noninterest expense | 9,009,000 | 17,948,000 | 26,723,000 | 35,020,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 6,099,000 | 11,240,000 | 16,978,000 | 22,729,000 |
| Income tax | 1,611,000 | 2,966,000 | 4,486,000 | 5,930,000 |
| Net income | 4,488,000 | 8,274,000 | 12,492,000 | 16,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,039,000 | 157,231,000 | 160,342,000 | 155,044,000 |
Machine access — free, no API key
Every figure shown here about PROVIDENCE BANK & TRUST — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.