Call reports 2021
PROVIDENCE BANK & TRUST — 2021
What PROVIDENCE BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,352,691,000 | 1,323,779,000 | 1,330,720,000 | 1,361,041,000 |
| Total loans | 847,431,000 | 814,638,000 | 811,962,000 | 782,539,000 |
| Allowance for loan losses | 16,310,000 | 16,607,000 | 16,908,000 | 17,308,000 |
| Securities available for sale | 290,068,000 | 322,329,000 | 343,061,000 | 370,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,188,920,000 | 1,161,759,000 | 1,165,552,000 | 1,195,292,000 |
| Interest-bearing deposits | 805,886,000 | 773,127,000 | 783,248,000 | 789,464,000 |
| Noninterest-bearing deposits | 383,034,000 | 388,632,000 | 382,304,000 | 405,828,000 |
| Equity capital | 136,112,000 | 141,722,000 | 146,251,000 | 146,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,122,000 | 29,515,000 | 41,475,000 | 54,412,000 |
| Interest expense | 466,000 | 909,000 | 1,353,000 | 1,792,000 |
| Net interest income | 16,656,000 | 28,606,000 | 40,122,000 | 52,620,000 |
| Noninterest income | 2,233,000 | 4,511,000 | 6,174,000 | 7,908,000 |
| Noninterest expense | 8,221,000 | 16,134,000 | 24,027,000 | 32,166,000 |
| Provision for loan losses | 306,000 | 612,000 | 918,000 | 1,224,000 |
| Pretax income | 10,362,000 | 16,371,000 | 21,351,000 | 27,138,000 |
| Income tax | 2,803,000 | 4,405,000 | 5,724,000 | 7,237,000 |
| Net income | 7,559,000 | 11,966,000 | 15,627,000 | 19,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,616,000 | 128,289,000 | 132,206,000 | 135,058,000 |
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