Call reports 2021
CENTRAL BANK OF THE OZARKS — 2021
What CENTRAL BANK OF THE OZARKS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 1,801,663,000 | 1,845,866,000 | 1,922,676,000 |
| Total loans | 1,176,007,000 | 1,228,091,000 | 1,238,789,000 |
| Allowance for loan losses | 18,457,000 | 18,727,000 | 18,816,000 |
| Securities available for sale | 351,418,000 | 363,930,000 | 359,292,000 |
| Securities held to maturity | 5,284,000 | 4,133,000 | 2,928,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,564,180,000 | 1,591,776,000 | 1,648,456,000 |
| Interest-bearing deposits | 970,439,000 | 1,014,121,000 | 999,549,000 |
| Noninterest-bearing deposits | 593,741,000 | 577,655,000 | 648,907,000 |
| Equity capital | 159,293,000 | 177,504,000 | 179,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 13,671,000 | 27,195,000 | 41,722,000 |
| Interest expense | 763,000 | 1,498,000 | 2,164,000 |
| Net interest income | 12,908,000 | 25,697,000 | 39,558,000 |
| Noninterest income | 6,448,000 | 13,236,000 | 20,139,000 |
| Noninterest expense | 11,580,000 | 22,739,000 | 33,907,000 |
| Provision for loan losses | 408,000 | 698,000 | 780,000 |
| Pretax income | 7,368,000 | 15,570,000 | 25,094,000 |
| Income tax | 1,685,000 | 3,567,000 | 5,763,000 |
| Net income | 5,683,000 | 12,003,000 | 19,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 154,471,000 | 172,795,000 | 175,728,000 |
| Total capital | 169,142,000 | 188,967,000 | 192,514,000 |
| Risk-weighted assets | 1,169,753,000 | 1,291,096,000 | 1,340,697,000 |