Call reports 2020
CENTRAL BANK OF THE OZARKS — 2020
What CENTRAL BANK OF THE OZARKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,493,120,000 | 1,646,641,000 | 1,704,856,000 | 1,719,290,000 |
| Total loans | 1,021,521,000 | 1,111,547,000 | 1,148,708,000 | 1,174,403,000 |
| Allowance for loan losses | 16,020,000 | 16,650,000 | 17,402,000 | 18,097,000 |
| Securities available for sale | 261,043,000 | 362,777,000 | 357,493,000 | 329,294,000 |
| Securities held to maturity | 11,366,000 | 9,767,000 | 8,903,000 | 7,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,272,332,000 | 1,422,704,000 | 1,478,303,000 | 1,489,997,000 |
| Interest-bearing deposits | 863,343,000 | 894,469,000 | 935,886,000 | 940,524,000 |
| Noninterest-bearing deposits | 408,989,000 | 528,235,000 | 542,417,000 | 549,473,000 |
| Equity capital | 137,677,000 | 143,315,000 | 148,948,000 | 154,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,896,000 | 27,268,000 | 40,513,000 | 54,405,000 |
| Interest expense | 1,979,000 | 3,262,000 | 4,390,000 | 5,393,000 |
| Net interest income | 11,917,000 | 24,006,000 | 36,123,000 | 49,012,000 |
| Noninterest income | 4,311,000 | 9,054,000 | 16,312,000 | 22,669,000 |
| Noninterest expense | 10,079,000 | 20,517,000 | 31,442,000 | 41,870,000 |
| Provision for loan losses | 425,000 | 1,208,000 | 2,120,000 | 3,017,000 |
| Pretax income | 5,724,000 | 11,335,000 | 18,874,000 | 26,795,000 |
| Income tax | 1,230,000 | 2,464,000 | 4,172,000 | 5,972,000 |
| Net income | 4,494,000 | 8,871,000 | 14,702,000 | 20,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,438,000 | 136,820,000 | 142,656,000 | 148,783,000 |
| Total capital | 147,231,000 | 151,674,000 | 157,693,000 | 163,933,000 |
| Risk-weighted assets | 1,182,097,000 | 1,186,417,000 | 1,200,458,000 | 1,208,947,000 |