Call reports 2019
CENTRAL BANK OF THE OZARKS — 2019
What CENTRAL BANK OF THE OZARKS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,416,078,000 | 1,379,880,000 | 1,411,713,000 | 1,373,864,000 |
| Total loans | 1,013,374,000 | 1,051,960,000 | 1,023,925,000 | 1,026,844,000 |
| Allowance for loan losses | 15,421,000 | 15,600,000 | 15,740,000 | 15,911,000 |
| Securities available for sale | 197,987,000 | 233,256,000 | 242,079,000 | 239,144,000 |
| Securities held to maturity | 15,518,000 | 15,117,000 | 14,413,000 | 13,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,210,895,000 | 1,171,763,000 | 1,202,121,000 | 1,170,058,000 |
| Interest-bearing deposits | 828,150,000 | 801,954,000 | 803,644,000 | 797,824,000 |
| Noninterest-bearing deposits | 382,745,000 | 369,809,000 | 398,477,000 | 372,234,000 |
| Equity capital | 135,237,000 | 140,620,000 | 139,564,000 | 137,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,468,000 | 28,012,000 | 42,424,000 | 57,001,000 |
| Interest expense | 2,270,000 | 4,877,000 | 7,174,000 | 9,381,000 |
| Net interest income | 11,198,000 | 23,135,000 | 35,250,000 | 47,620,000 |
| Noninterest income | 4,121,000 | 8,460,000 | 13,150,000 | 18,027,000 |
| Noninterest expense | 9,380,000 | 19,208,000 | 29,264,000 | 39,160,000 |
| Provision for loan losses | 468,000 | 913,000 | 1,381,000 | 1,703,000 |
| Pretax income | 5,471,000 | 11,474,000 | 17,755,000 | 24,781,000 |
| Income tax | 1,233,000 | 2,580,000 | 4,034,000 | 5,977,000 |
| Net income | 4,238,000 | 8,894,000 | 13,721,000 | 18,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,873,000 | 135,534,000 | 134,368,000 | 132,441,000 |
| Total capital | 144,963,000 | 150,251,000 | 148,793,000 | 147,002,000 |
| Risk-weighted assets | 1,125,702,000 | 1,176,345,000 | 1,152,553,000 | 1,163,393,000 |