Call reports 2018
CENTRAL BANK OF THE OZARKS — 2018
What CENTRAL BANK OF THE OZARKS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,327,140,000 | 1,332,386,000 | 1,302,309,000 | 1,293,788,000 |
| Total loans | 994,193,000 | 1,021,062,000 | 1,005,830,000 | 1,014,321,000 |
| Allowance for loan losses | 15,488,000 | 15,458,000 | 15,301,000 | 15,189,000 |
| Securities available for sale | 191,704,000 | 180,158,000 | 156,684,000 | 139,126,000 |
| Securities held to maturity | 17,707,000 | 17,689,000 | 16,862,000 | 16,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,147,459,000 | 1,124,103,000 | 1,098,470,000 | 1,097,696,000 |
| Interest-bearing deposits | 758,270,000 | 744,392,000 | 727,072,000 | 731,827,000 |
| Noninterest-bearing deposits | 389,189,000 | 379,711,000 | 371,398,000 | 365,869,000 |
| Equity capital | 131,421,000 | 135,444,000 | 135,753,000 | 133,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,013,000 | 24,270,000 | 37,016,000 | 50,185,000 |
| Interest expense | 1,038,000 | 2,291,000 | 3,906,000 | 5,691,000 |
| Net interest income | 10,975,000 | 21,979,000 | 33,110,000 | 44,494,000 |
| Noninterest income | 3,720,000 | 7,873,000 | 11,831,000 | 15,956,000 |
| Noninterest expense | 8,687,000 | 17,934,000 | 27,228,000 | 36,489,000 |
| Provision for loan losses | 405,000 | 820,000 | 1,265,000 | 1,708,000 |
| Pretax income | 5,603,000 | 11,097,000 | 16,442,000 | 22,247,000 |
| Income tax | 1,253,000 | 2,503,000 | 3,687,000 | 5,373,000 |
| Net income | 4,350,000 | 8,594,000 | 12,755,000 | 16,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,629,000 | 131,878,000 | 132,544,000 | 129,669,000 |
| Total capital | 141,905,000 | 146,382,000 | 146,639,000 | 143,713,000 |
| Risk-weighted assets | 1,140,660,000 | 1,159,171,000 | 1,126,209,000 | 1,122,227,000 |