Call reports 2017
CENTRAL BANK OF THE OZARKS — 2017
What CENTRAL BANK OF THE OZARKS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,288,386,000 | 1,292,499,000 | 1,284,130,000 | 1,298,183,000 |
| Total loans | 981,671,000 | 970,760,000 | 979,260,000 | 987,344,000 |
| Allowance for loan losses | 15,381,000 | 15,554,000 | 15,494,000 | 15,444,000 |
| Securities available for sale | 173,552,000 | 183,906,000 | 163,254,000 | 160,450,000 |
| Securities held to maturity | 19,735,000 | 19,215,000 | 18,881,000 | 18,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,658,000 | 1,131,224,000 | 1,113,128,000 | 1,118,667,000 |
| Interest-bearing deposits | 773,378,000 | 759,859,000 | 743,901,000 | 741,429,000 |
| Noninterest-bearing deposits | 359,280,000 | 371,365,000 | 369,227,000 | 377,238,000 |
| Equity capital | 118,211,000 | 121,773,000 | 125,255,000 | 127,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,149,000 | 22,601,000 | 34,104,000 | 45,936,000 |
| Interest expense | 812,000 | 1,680,000 | 2,570,000 | 3,484,000 |
| Net interest income | 10,337,000 | 20,921,000 | 31,534,000 | 42,452,000 |
| Noninterest income | 3,454,000 | 7,205,000 | 11,078,000 | 15,471,000 |
| Noninterest expense | 8,638,000 | 17,314,000 | 26,079,000 | 34,970,000 |
| Provision for loan losses | 416,000 | 820,000 | 1,237,000 | 2,047,000 |
| Pretax income | 4,737,000 | 9,984,000 | 15,183,000 | 20,959,000 |
| Income tax | 1,477,000 | 3,160,000 | 4,969,000 | 7,508,000 |
| Net income | 3,260,000 | 6,824,000 | 10,214,000 | 13,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,146,000 | 116,718,000 | 120,116,000 | 123,273,000 |
| Total capital | 127,236,000 | 130,612,000 | 133,977,000 | 137,205,000 |
| Risk-weighted assets | 1,125,739,000 | 1,109,684,000 | 1,107,064,000 | 1,112,842,000 |