Call reports 2016
CENTRAL BANK OF THE OZARKS — 2016
What CENTRAL BANK OF THE OZARKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,193,079,000 | 1,203,784,000 | 1,293,551,000 | 1,255,965,000 |
| Total loans | 915,296,000 | 939,886,000 | 962,148,000 | 975,480,000 |
| Allowance for loan losses | 15,440,000 | 15,293,000 | 15,082,000 | 15,444,000 |
| Securities available for sale | 158,851,000 | 171,056,000 | 170,217,000 | 175,477,000 |
| Securities held to maturity | 24,423,000 | 23,081,000 | 22,436,000 | 20,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,406,000 | 1,046,043,000 | 1,100,261,000 | 1,101,896,000 |
| Interest-bearing deposits | 724,698,000 | 710,900,000 | 736,751,000 | 748,971,000 |
| Noninterest-bearing deposits | 329,708,000 | 335,143,000 | 363,510,000 | 352,925,000 |
| Equity capital | 105,672,000 | 109,205,000 | 111,909,000 | 114,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,552,000 | 21,167,000 | 32,062,000 | 43,439,000 |
| Interest expense | 608,000 | 1,213,000 | 1,830,000 | 2,499,000 |
| Net interest income | 9,944,000 | 19,954,000 | 30,232,000 | 40,940,000 |
| Noninterest income | 3,378,000 | 7,340,000 | 10,777,000 | 14,355,000 |
| Noninterest expense | 8,354,000 | 17,449,000 | 26,483,000 | 35,061,000 |
| Provision for loan losses | 328,000 | 668,000 | 1,034,000 | 1,786,000 |
| Pretax income | 4,640,000 | 9,177,000 | 13,492,000 | 18,448,000 |
| Income tax | 1,601,000 | 2,905,000 | 4,277,000 | 5,527,000 |
| Net income | 3,039,000 | 6,272,000 | 9,215,000 | 12,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,972,000 | 103,213,000 | 106,164,000 | 109,878,000 |
| Total capital | 113,068,000 | 116,593,000 | 119,936,000 | 123,811,000 |
| Risk-weighted assets | 1,045,200,000 | 1,068,300,000 | 1,100,314,000 | 1,112,919,000 |