Call reports 2015
CENTRAL BANK OF THE OZARKS — 2015
What CENTRAL BANK OF THE OZARKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,125,941,000 | 1,134,421,000 | 1,159,163,000 | 1,148,239,000 |
| Total loans | 883,902,000 | 895,886,000 | 914,093,000 | 929,724,000 |
| Allowance for loan losses | 16,559,000 | 16,471,000 | 16,366,000 | 15,460,000 |
| Securities available for sale | 120,867,000 | 123,158,000 | 113,050,000 | 111,859,000 |
| Securities held to maturity | 30,209,000 | 29,927,000 | 29,854,000 | 27,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 979,523,000 | 992,026,000 | 1,019,634,000 | 1,014,153,000 |
| Interest-bearing deposits | 675,915,000 | 676,347,000 | 691,445,000 | 686,204,000 |
| Noninterest-bearing deposits | 303,608,000 | 315,679,000 | 328,189,000 | 327,949,000 |
| Equity capital | 102,499,000 | 99,571,000 | 99,678,000 | 102,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,239,000 | 20,606,000 | 31,150,000 | 42,127,000 |
| Interest expense | 660,000 | 1,340,000 | 2,027,000 | 3,270,000 |
| Net interest income | 9,579,000 | 19,266,000 | 29,123,000 | 38,857,000 |
| Noninterest income | 3,455,000 | 7,016,000 | 11,218,000 | 15,216,000 |
| Noninterest expense | 8,553,000 | 17,151,000 | 25,746,000 | 37,765,000 |
| Provision for loan losses | 294,000 | 455,000 | 687,000 | 1,208,000 |
| Pretax income | 4,187,000 | 8,681,000 | 13,915,000 | 15,085,000 |
| Income tax | 1,405,000 | 2,933,000 | 4,739,000 | 2,888,000 |
| Net income | 2,782,000 | 5,748,000 | 9,176,000 | 12,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,486,000 | 93,959,000 | 93,665,000 | 96,925,000 |
| Total capital | 109,125,000 | 106,758,000 | 106,545,000 | 110,152,000 |
| Risk-weighted assets | 999,509,000 | 1,020,098,000 | 1,026,743,000 | 1,055,790,000 |