Call reports 2018
ROANOKE VALLEY SAVINGS BANK, SSB — 2018
What ROANOKE VALLEY SAVINGS BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 35,662,000 | 35,382,000 | 34,066,000 |
| Total loans | 13,925,000 | 13,526,000 | 13,500,000 |
| Allowance for loan losses | 196,000 | 196,000 | 196,000 |
| Securities available for sale | 3,042,000 | 3,015,000 | 2,984,000 |
| Securities held to maturity | 188,000 | 178,000 | 167,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,372,000 | 25,054,000 | 23,748,000 |
| Interest-bearing deposits | 25,297,000 | 24,950,000 | 23,728,000 |
| Noninterest-bearing deposits | 75,000 | 104,000 | 20,000 |
| Equity capital | 9,537,000 | 9,564,000 | 9,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 246,000 | 503,000 | 769,000 |
| Interest expense | 47,000 | 96,000 | 145,000 |
| Net interest income | 199,000 | 407,000 | 624,000 |
| Noninterest income | 0 | 0 | 0 |
| Noninterest expense | 162,000 | 329,000 | 543,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 37,000 | 78,000 | 81,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 37,000 | 78,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 9,644,000 | 9,685,000 | 9,688,000 |
| Total capital | 9,840,000 | 9,879,000 | 9,877,000 |
| Risk-weighted assets | 15,798,000 | 15,540,000 | 15,135,000 |