Call reports 2012
ROANOKE VALLEY SAVINGS BANK, SSB — 2012
What ROANOKE VALLEY SAVINGS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,025,000 | 41,793,000 | 41,790,000 | 41,483,000 |
| Total loans | 19,717,000 | 19,598,000 | 19,644,000 | 19,411,000 |
| Allowance for loan losses | 167,000 | 170,000 | 240,000 | 243,000 |
| Securities available for sale | 2,076,000 | 1,988,000 | 1,912,000 | 1,834,000 |
| Securities held to maturity | 1,161,000 | 1,081,000 | 1,009,000 | 947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,633,000 | 31,371,000 | 31,438,000 | 31,145,000 |
| Interest-bearing deposits | 31,569,000 | 31,278,000 | 31,413,000 | 31,106,000 |
| Noninterest-bearing deposits | 64,000 | 93,000 | 25,000 | 39,000 |
| Equity capital | 9,679,000 | 9,691,000 | 9,659,000 | 9,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 538,000 | 801,000 | 1,061,000 |
| Interest expense | 85,000 | 164,000 | 238,000 | 307,000 |
| Net interest income | 188,000 | 374,000 | 563,000 | 754,000 |
| Noninterest income | 0 | 0 | 1,000 | 2,000 |
| Noninterest expense | 160,000 | 323,000 | 511,000 | 682,000 |
| Provision for loan losses | 3,000 | 6,000 | 76,000 | 79,000 |
| Pretax income | 25,000 | 45,000 | -23,000 | -5,000 |
| Income tax | 2,000 | 5,000 | -35,000 | -35,000 |
| Net income | 23,000 | 40,000 | 12,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,649,000 | 9,666,000 | 9,638,000 | 9,656,000 |
| Total capital | 9,816,000 | 9,836,000 | 9,878,000 | 9,899,000 |
| Risk-weighted assets | 19,451,000 | 19,561,000 | 19,514,000 | 19,505,000 |
Machine access — free, no API key
Every figure shown here about ROANOKE VALLEY SAVINGS BANK, SSB — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.