Call reports 2026
PREVAIL BANK — 2026
What PREVAIL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,012,360,000 | 1,028,213,000 |
| Total loans | 751,850,000 | 743,045,000 |
| Allowance for loan losses | 8,672,000 | 8,861,000 |
| Securities available for sale | 169,508,000 | 165,625,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 757,718,000 | 786,769,000 |
| Interest-bearing deposits | 687,791,000 | 706,546,000 |
| Noninterest-bearing deposits | 69,927,000 | 80,223,000 |
| Equity capital | 133,498,000 | 136,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,305,000 | 23,298,000 |
| Interest expense | 5,053,000 | 10,175,000 |
| Net interest income | 6,252,000 | 13,123,000 |
| Noninterest income | 593,000 | 1,293,000 |
| Noninterest expense | 6,006,000 | 11,487,000 |
| Provision for loan losses | 225,000 | 418,000 |
| Pretax income | 614,000 | 2,479,000 |
| Income tax | -31,000 | 217,000 |
| Net income | 645,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 127,089,000 | 128,752,000 |