Call reports 2025
PREVAIL BANK — 2025
What PREVAIL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 971,353,000 | 974,180,000 | 978,228,000 | 979,247,000 |
| Total loans | 694,797,000 | 712,164,000 | 719,345,000 | 729,717,000 |
| Allowance for loan losses | 7,412,000 | 7,709,000 | 8,063,000 | 8,461,000 |
| Securities available for sale | 169,037,000 | 166,696,000 | 164,153,000 | 162,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 754,840,000 | 745,737,000 | 740,864,000 | 748,154,000 |
| Interest-bearing deposits | 685,064,000 | 673,811,000 | 668,502,000 | 674,880,000 |
| Noninterest-bearing deposits | 69,776,000 | 71,926,000 | 72,362,000 | 73,274,000 |
| Equity capital | 125,761,000 | 127,460,000 | 131,279,000 | 134,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,850,000 | 20,253,000 | 31,379,000 | 42,549,000 |
| Interest expense | 5,142,000 | 10,301,000 | 15,482,000 | 20,603,000 |
| Net interest income | 4,708,000 | 9,952,000 | 15,897,000 | 21,946,000 |
| Noninterest income | 544,000 | 1,103,000 | 1,825,000 | 2,471,000 |
| Noninterest expense | 4,999,000 | 9,833,000 | 14,718,000 | 19,382,000 |
| Provision for loan losses | 235,000 | 538,000 | 900,000 | 1,304,000 |
| Pretax income | -7,000 | 662,000 | 1,919,000 | 3,650,000 |
| Income tax | -177,000 | -161,000 | -33,000 | 179,000 |
| Net income | 170,000 | 823,000 | 1,952,000 | 3,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,956,000 | 123,655,000 | 124,832,000 | 126,397,000 |