Call reports 2022
PREVAIL BANK — 2022
What PREVAIL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 935,182,000 | 920,761,000 | 914,227,000 | 931,741,000 |
| Total loans | 584,968,000 | 581,810,000 | 581,506,000 | 589,324,000 |
| Allowance for loan losses | 5,260,000 | 5,437,000 | 5,613,000 | 5,698,000 |
| Securities available for sale | 233,243,000 | 224,498,000 | 224,329,000 | 225,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,152,000 | 757,494,000 | 749,181,000 | 734,406,000 |
| Interest-bearing deposits | 694,501,000 | 674,496,000 | 658,797,000 | 647,859,000 |
| Noninterest-bearing deposits | 86,651,000 | 82,998,000 | 90,384,000 | 86,547,000 |
| Equity capital | 138,718,000 | 132,712,000 | 128,742,000 | 132,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,257,000 | 12,556,000 | 19,302,000 | 26,214,000 |
| Interest expense | 643,000 | 1,361,000 | 2,506,000 | 4,172,000 |
| Net interest income | 5,614,000 | 11,195,000 | 16,796,000 | 22,042,000 |
| Noninterest income | 366,000 | 792,000 | 1,211,000 | 1,648,000 |
| Noninterest expense | 3,893,000 | 8,136,000 | 12,622,000 | 17,011,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 630,000 |
| Pretax income | 1,907,000 | 3,491,000 | 4,845,000 | 6,049,000 |
| Income tax | 398,000 | 701,000 | 865,000 | 1,035,000 |
| Net income | 1,509,000 | 2,790,000 | 3,980,000 | 5,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,727,000 | 120,055,000 | 121,293,000 | 122,373,000 |
| Total capital | 123,987,000 | 125,492,000 | 126,906,000 | 128,071,000 |
| Risk-weighted assets | 538,913,000 | 549,358,000 | 549,666,000 | 567,721,000 |
Machine access — free, no API key
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