Call reports 2019
PREVAIL BANK — 2019
What PREVAIL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 585,827,000 | 585,419,000 | 586,478,000 | 808,158,000 |
| Total loans | 370,684,000 | 364,173,000 | 364,889,000 | 545,239,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 145,633,000 | 119,026,000 | 113,484,000 | 147,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,725,000 | 442,767,000 | 442,592,000 | 654,975,000 |
| Interest-bearing deposits | 432,820,000 | 429,808,000 | 427,988,000 | 606,014,000 |
| Noninterest-bearing deposits | 12,905,000 | 12,959,000 | 14,604,000 | 48,961,000 |
| Equity capital | 135,869,000 | 138,013,000 | 138,783,000 | 138,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,406,000 | 8,889,000 | 13,372,000 | 19,206,000 |
| Interest expense | 1,296,000 | 2,726,000 | 4,192,000 | 5,932,000 |
| Net interest income | 3,110,000 | 6,163,000 | 9,180,000 | 13,274,000 |
| Noninterest income | 111,000 | 231,000 | 541,000 | 780,000 |
| Noninterest expense | 2,303,000 | 4,825,000 | 7,587,000 | 11,943,000 |
| Provision for loan losses | 10,000 | 28,000 | 45,000 | 45,000 |
| Pretax income | 1,018,000 | 1,881,000 | 2,327,000 | 2,492,000 |
| Income tax | 185,000 | 351,000 | 460,000 | 466,000 |
| Net income | 833,000 | 1,530,000 | 1,867,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,903,000 | 137,600,000 | 137,937,000 | 108,461,000 |
| Total capital | 137,903,000 | 138,600,000 | 138,937,000 | 109,461,000 |
| Risk-weighted assets | 246,691,000 | 243,876,000 | 246,225,000 | 416,764,000 |